Insurance for Construction Projects, Factories & Commercial Buildings
Fast quotes, competitive rates, and coverage that actually protects you. Whether you're building, operating, or own property in Malaysia, we'll find the right insurance at the right price.
Industries We Cover
Construction & Development
Engineering & Installation
Manufacturing & Industrial
Gas & Utilities
Highway & Infrastructure
Logistics & Warehouse
Factories & Process Industries
and many more...
Common Insurance Problems We Solve
Most Malaysian businesses deal with the same frustrations: slow agents/brokers, rising premiums, and policies that don't actually cover what you thought they did. Here's how we fix that.
Why? Traditional intermediaries juggle hundreds of clients, use manual processes, and wait days for insurer responses.
How we solve it: Direct insurer access, AI-assisted quoting, and a team that prioritises urgency. Rush requests? We make it happen.
Why it happens: Auto-renewals with the same insurer, no market comparison, agent/broker doesn't negotiate hard enough on your behalf.
How we solve it: We shop your risk across multiple insurers every renewal, negotiate aggressively, and present you with actual options, not just a single quote. Most clients save 10-20% when they switch to Riskflow.
Why it happens: Policy gaps nobody explained, poor documentation during the incident, or insurers exploiting technicalities.
How we solve it: We review policies for gaps for you, guide you through proper claims documentation, and fight insurers when they push back unfairly. Our job doesn't end when you sign, it starts then.
Types of Coverage
Contractors All Risk (CAR)
What it covers: Physical loss or damage to construction works, materials, and equipment during the construction period, from groundbreaking to handover.
Who needs it: General contractors, Main contractors on building projects, Subcontractors with contractual insurance requirements, Property developers managing their own construction
Erection All Risks (EAR)
What it covers:Physical loss or damage during the erection, testing, and commissioning of machinery, plant, or steel structures.
Who needs it: Industrial facility builders, Plant and machinery installers, Steel structure erectors, Mechanical and electrical contractors
Industrial All Risk (IAR)
What it covers: Comprehensive coverage for industrial facilities, manufacturing plants, warehouses, and operational sites, combining property damage and business interruption.
Who needs it: Manufacturing facilities, Warehouses and logistics operations, Processing plants, Industrial parks and estates
Fire Insurance
What it covers: Damage to buildings, contents, stock, and machinery caused by fire, lightning, explosion, and related perils.
Who needs it: Commercial building owners, Retail businesses, Office complexes, Property investors and landlords
Machinery Breakdown Insurance
What it covers: Sudden and unforeseen breakdown of machinery, boilers, pressure vessels, and electrical equipment, including repair costs and business interruption.
Who needs it: Factories with heavy machinery, Power generation facilities, Food processing plants, Cold storage operations, Any business dependent on critical equipment
The Riskflow Advantage
Complex Risks Specialist
We specialise in difficult placements that others reject or struggle with
Transparent, Competitive Pricing
We shop your risk across multiple insurers to find the best combination of coverage and price
Direct Insurer & Reinsurer Access
We can access competitive markets and secure coverage especially for high sum insured or unique exposures
Enquire For Quote / Coverage
Not sure what coverage you need? No problem. Just tell us about your project or property and we'll handle the rest.
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